我和我身边的小伙伴都曾有过这样的经历:在国外跨进一家银行,或者要与人谈论金融或是金钱的时候往往感到有些词穷。如果你也有过这样的尴尬经历,可以掌握以下的词汇来个咸鱼翻身。如果你还是觉得这些词太简单不够用,那可以学习一些习语来涨一涨自己的比格~

银行业务(BANKING)
银行对账单(bank statement)

现在有很多人都在线浏览银行对账单。

Most people view bank statements online these days.
破产(bankrupt)

很不幸的是,三年前这项业务已经破产了。

Unfortunately the business went bankrupt three years ago.

出纳员(cashier)

出纳员可以帮你把款项计入现金进出记录机。

The cashier can ring this up for you.

信用卡(credit card)

我想把这笔款计入信用卡,三个月后还清。

I’d like to put this on my credit card and pay it off over three months.

货币(currency)

以前欧洲有很多种不同的货币时,我很喜欢住在那。

I enjoyed living in Europe when there were many different colorful currencies.
汇率(exchange rate)

今天的汇率非常好。

The exchange rate is very favorable today.
利息率(interest rate)

你的这笔贷款利息很低。

You can get a very low interest rate on this loan.
抵押(mortgage)

大多数人不得不办理抵押来买房。

Most people have to take out a mortgage to buy a house.

欠钱(owe)

我还欠银行3000美元。

I still owe $3,000 to the bank.

存款(savings)

我把我的存款存在几个利息高的银行里。

I keep my savings in a different bank with higher interest.

取款(withdraw)

我想从我的账户里取出500美元。

I’d like to withdraw $500 from my account.

购买(BUYING)

讨价还价(bargain)

我用很划算的价格买到一辆新车。

I got a great bargain on a new car.

分期付款(installments)

你可以分十期付款,每期99美元。

You can pay in ten easy installments of $99.

收据(receipt)

当购买电子产品的时候一定要留好收据。

Always keep receipts when purchasing electronics.
减价(reduction)

我们今天有特价。

We’re offering a special price reduction today.

退货(refund)

我女儿不喜欢这条裤子,能退货吗?

My daughter didn’t like these pants. Can I get a refund?

收入(EARNING)

奖金(bonus)

一些老板会在年终的时候给奖金。

Some bosses give a bonus at the end of the year.
income(收入)

你曾申报过任何投资收入吗?

Did you have any investment income to declare?

总收入(gross income)

我们今年的总收入提升了12%。

Our gross income rose 12% this year.
净收入(net income)

我们开销较大,所以净收入下降了。

We had a lot of costs, so our net income fell.
加薪(raise)

她的老板给她加薪是因为她是非常好的员工。

Her boss gave her a raise because she’s such a great employee.

捐赠(GIVING )

募捐(collection)

教堂以募捐来帮助贫穷的家庭。

The church took a collection to help the poor family.
捐赠(donate)

现今用捐赠来做慈善很重要。

It’s important to donate to charity these days.
补助金(grant)

学校收到了政府的补助金来做研究。

The school received a governmental grant to do the research.
收入所得税(income tax)

大多数城市都有收入所得税,但有一些城市没有。

Most countries have an income tax, but a few lucky ones don’t.

遗产(inheritance)

她去年得到了一大笔遗产,所以她不用再工作了。

She came into a large inheritance last year, so she doesn’t need to work.

退休金(pension)

许多老人靠很少的退休金度日。

Many elderly live on a small pension.

零用钱(pocket money)

给孩子零用钱很重要。

It’s important to give your children pocket money.
小费(tip)

我总是会给小费,除了服务太糟。

I always leave a tip unless the service is very bad.

动词类(VERBS)

合计(add up)

账上合计得不对,我们重新算一下。

The bookkeeping doesn’t add up correctly. Let’s recalculate.

增长/降低(go up / down)

存货的价格增长了14%。

The price of the stock went up 14%.
收支相抵(make ends meet)

现今越来越多的人发现收支相抵很难。

More and more people are finding it difficult to make ends meet these days.

偿还(pay back)

汤姆在三年内偿还了贷款。

Tom paid back the loan in three years.
存入(pay into)

我每个月都存一小笔钱入退休金账户。

I pay a small amount into a retirement account every month.
耗尽(run out)

你是不是在月底前就把钱花光了?

Have you ever run out of money before the end of the month?

节省(save up)

我节省了一万美金来买一辆新车。

I’ve saved up over $10,000 to buy a new car.

其他相关的词汇

利润(profit)

这一单我们获得了很大的利润。

We made a great profit on the deal.
浪费钱(waste of money)

抽烟对健康有害,还浪费钱。

Smoking cigarettes is bad for your health and a waste of money.

不值钱(worthless)

很不幸的是,这幅画不值钱。

Unfortunately, that painting is worthless.

形容词(DESCRIPTIVE ADJECTIVES)

富裕的(affluent)

富裕的人们并不知道他们有多幸运。

Affluent people don’t always know how lucky they are.

慷慨大方的(generous)

大方地捐赠了5000美元。

The generous donor gave over $5,000.

缺钱(hard-up)

我想彼得要缺钱了,他找不到工作。

I’m afraid Peter is hard-up. He hasn’t been able to find a job.
吝啬的(mean)

她很吝啬,都不给宝宝买礼物。

She’s very mean. She wouldn’t even buy a baby a present.

成功的(prosperous)

这位成功人士越来越胖,越来越懒。

The prosperous man grew fat and lazy.

吝啬的(stingy)

不要对你的孩子们太吝啬。

Don’t be so stingy with your children.

富裕的(well off)

詹妮弗很有钱,不要工作来养活自己了。

Jennifer is very well off and doesn’t have to work for a living.

阅读+开口说才能学好英语,马上去演练!